Chapter 168: Concept of the Magic Bank

“No.” Yu Sheng’an smiled, “Because the Divine Spark of Contracts is in my hands.”

“Are you… Prince Tang En?” Clementine’s heart trembled, her face full of doubt as she probed.

“No, he died. Died in his Shrine.”

Yu Sheng’an interlocked his fingers, resting his elbows on the long table, unable to stop the image of Tang En’s last moments from surfacing in his mind, evoking a mix of emotions.

At that time, he particularly wanted to ask Tang En for his summoning coordinates.

Even if it were a random summon, there would be traces to follow, or a direction would be helpful.

But then, he couldn’t ask that question.

Because villains die from talking too much.

For someone like Tang En, at the Archmage level, stealing divine sparks, even a breath of opportunity might turn the tables.

So he couldn’t take the risk.

Unfortunately, his path home also became completely uncertain.

Clementine felt chills as she watched Yu Sheng’an’s reminiscing gaze.

The God of Contracts, Tang En, is dead?

And the Divine Spark of Contracts is in the hands of the Internet God? Doesn’t that mean the Internet God killed Tang En? Clementine thought, trembling inside, unsure how to describe her feelings.

She felt like she was witnessing history.

It must be known that in the royal education, theology is a major subject.

The Kewell Empire doesn’t believe in gods but that doesn’t mean it doesn’t study them.

Clementine had long gleaned an understanding of the strength of the Gods from the light-text descriptions.

But, she hadn’t expected that the history she was familiar with had already been silently changed.

However, from today onwards, I too will be written into history.

Clementine stepped out of Yu Sheng’an’s private residence, looked up and around confidently at the surroundings, feeling that the scenery had completely changed.

An hour ago, she was still an ordinary mortal with no extraordinary sights.

An hour later, she was already a subordinate god of the Internet God.

The leap in status left her excited and trembling, knowing that she now had a place in the multiverse.

Clementine looked forward eagerly and felt proud of her identity as a subordinate god!

……

……

After Clementine left, Yu Sheng’an leaned back in his chair, deep in thought.

Issuing paper money, rather than saying it’s a historical retrograde, it’s more an objective supplement to the development of things.

Historically, the predecessor of paper money was a withdrawal receipt.

Big merchants deposited money in banks, received a withdrawal receipt, and could withdraw money elsewhere using it.

Later, it was found more convenient to trade directly using withdrawal receipts, which then gradually evolved into paper money.

During this process, banks discovered they could print false withdrawal receipts privately, using them as money as long as the bank maintained certain cash reserves, thereby evolving into banks.

Therefore, like virtual currencies, paper money itself has no value, only functioning as a measure of value relying on the credibility of states or financial institutions.

In this light, paper money seems less convenient in all respects compared to virtual currency.

Especially when his Internet Bank is not subjected to theft, the cost of payment tools, etc.

However, paper money has one function that virtual currency can’t match.

That is anonymity! Through virtual currency payment, there are always traces.

But not with paper money.

Issuing paper money is beneficial for infiltrating gray areas and comprehensively covering the payment field, especially among enemy forces, expanding the Internet Bank’s influence.

Most importantly, even in the Kewell Empire, let alone in the multiverse, literacy rates remain a big issue, with an illiteracy rate of almost 99%, which is not an exaggeration.

While the Internet is widely disseminated in Kewell, many users only utilize simple functions like voice calls, lighting, the Music Temple, etc.

The same goes for the Internet Bank.

Virtual currency usage rates seem high but are actually limited to literate people.

In rural areas and even among the urban underclass, cash still circulates massively.

Therefore, physical currency still has its necessity.

As a god, Yu Sheng’an cannot abandon those marginalized by technology advances, just as his birthplace would not abandon cash just due to the big development of digital currency.

However, continuing to keep metallic money has too many downsides.

On one hand, metallic money is not conducive to commercial transactions, especially given its high manufacturing cost.

Spending precious gold, silver, and copper in monetary circulation is quite wasteful and could instead be used for industrial development.

On the other hand, linking currency to precious metals is also unfavorable for financial industry development.

So Yu Sheng’an plans to gradually abolish metallic money and replace it with paper money.

However, suddenly abolishing metallic money will certainly cause public backlash. Gradually replacing it with paper money to achieve an imperceptible transition is undoubtedly more moderate.

At this moment, Yu Sheng’an was not only pondering the paper money issue, but the payment system in the faction system sparked a sudden idea: could a—Magic Bank be established? It’s well known that Source Essence, magic power, and soul power are all renewable resources.

However, limited by one’s storage capability, most professionals, when their energy automatically replenishes, can only ignore their ‘auto-regeneration ability.’

Some equipped magicians will store excess magic and even soul power using special magical items, waiting for the right time.

Of course, Source Essence is the exception, only gods can extract it through divine spark power.

Yu Sheng’an couldn’t help but leave the high-back chair, pacing the conference room deep in thought.

If he builds a ‘cloud storage’ platform through the Internet, what does this imply? It implies that his high-end users’ stickiness will greatly increase;

implies that he will indirectly possess this enormous magic power;

implies that he will create the largest energy-sharing system in the multiverse! Based on this energy-sharing system, multiverse magic will surely face a great boom!

For instance, the Magic Bank could serve as a mobile charging station, available for charging steam trains about to be launched. Even non-magicians could buy magic by paying currency.

Since there is a charging station, with ghosts as connectors, could fixed solar-powered Internet signposts, street lamps, or even more civilian magic devices be created?

If the Magic Bank then connects to teleportation arrays in major cities, theoretically, everyone would qualify to use the multiverse’s most advanced transportation mode.

Of course, provided enough money is paid.

In an instant, countless thoughts and ideas burst forth in Yu Sheng’an’s mind, and he was shocked to realize that if this idea succeeded.

Through this energy-sharing system, he will further deepen control and integrate with the multiverse.

Beyond magic-sharing, thinking further, could he also build a Life Force Bank, indirectly encroaching upon the God of Life’s domain?

“Whew…”

Yu Sheng’an exhaled deeply, halting further speculation. The current key was how to build the Magic Bank.

“Tap tap tap!”

Yu Sheng’an, with his head down, paced the conference room, thoughts surging and flowing.

After a long time, he had a thought.

To use a strand of his soul as a relay, to build a firewall with the authority of curses, to sign magic-sharing contracts with users, and to adjust the differential of his power to output or input magic, similar to the siphon effect.

Using the data computation ability of the Prophecy Divine Spark, respond in real-time to user storage and withdrawal requests.

With this in mind, Yu Sheng’an resumed his position and attempted to construct the Magic Bank.